Check out our top 10 list of online payday lenders to ensure you find a reputable company if you must get a loan. There are many different websites offering loans online. However, not all of them are legitimate. And we are proving this list because there are so many online payday lenders out there. If you really need a loan, these companies should be checked out.
An online payday loan might be right if you need money fast. These short-term cash advances are easy to obtain and typically offer higher APRs than traditional bank loans. These are normally called payday loans.
Payday loans are small cash advances that typically last for two weeks. They’re designed to provide quick access to money when you need it most. But there are many pitfalls associated with these types of loans.
- https://www.cashnetusa.com/ is rated as one of the top-tiered lenders but doesn’t offer loans in every state. Under their “What we Offer” tab you can select your state to see what lending products are available to you. They do not offer payday loans, but they do have installment loans which is paid back over a set period of time. And they also offer Lines of Credit and Flex Loans. Phone: 888-801-9075
- https://www.zocaloans.com/en/ offers small personal installment loans online. It is a loan that is not intended for long-term use. But it is flexible, and they are a good way to get quick cash when you need it the most. Their minimum loan amount is $200 to a maximum of $1,500.00. Ph: 888-980-1532.
- https://www.acecashexpress.com/ With Ace you can go online for a loan or go in store to get a payday loan/cash advance from $100 to $425. They have over 850 stores in 22 states. Also offered is an installment loan or a title loan. And a loan from Ace does not affect your credit score in any way. Ph: 866-223-2274.
- https://www.checkngo.com Check n Go offers a customizable solution through installment loans and payday loans/cash advances. They have over 600 locations and online services. But their lending products are not available in every state. And in Texas, they are considered a “Credit Service Organization’ in conjunction with third-party lenders. Ph: 800-561-2274.
- https://www.speedycash.com/ They have a long list of lending products tailored to your needs. Title loans, installment loans, payday loans and more. Also offer money orders, check cashing, and money transfers in-store. Speedy has also been around for 25 years. Ph: 888-333-1360.
Top 10 List Of Online Payday Lenders Cont.
- https://checkintocash.com/ They offer payday, installment, and title loans, depending on your state. Choose your state from their drop-down list on their site and see what you can qualify for. They have been around for a very long time and also offers store locations in certain states. They are now also offering Flex Loans up to $4,000.00. Flex loans allow you to borrow up to a certain amount, pay it back, and re-borrow if necessary. Ph: 877-577-7977.
- https://www.netcredit.com/ Offers a credit line up to $4500.00. But like most loans, if you pay it back quickly, you can avoid paying much more for the loan. You will pay back close to double what you borrowed by using the entire repayment plan. So this loan is for someone who can pay it back quickly. Ph: 877+392-2014.
- https://www.moneykey.com/ Money Key offers a simple loan approval process and funds the loans the next day. They also do not report to the credit bureaus unless you are in default. So as long as your in good standing, you won’t get any negative credit reporting. What they offer is a line of credit or an installment loan. They boast that their company has helped over 400,000 clients. Ph: 866-255-1668.
Lower Credit or Bad Credit Lenders
- https://www.creditninja.com/ Credit Ninja offers online personal installment and bad credit loans to borrowers with lower credit ratings. People seem to like this company. Along with a quick approval process and offers same-day deposits. Ph: 855-646-5201 855-Ninja-01.
- https://www.creditfresh.com/ They offer personal lines of credit from $500 to $5,000.00. With this company, having a good repayment history will lower the cost to borrow money from them and ultimately increase the amount you can borrow. Ph: 800-766-2007.
In Conclusion:
As you can see, there are several different websites where you can apply for these loans. They will ask you for your name, address, phone number, employment status, income level, and other details. Once you submit the application, you’ll receive a decision within 24 hours.
If you’re looking for an easy way to borrow money, then you should consider applying for a loan through one of the many online payday loan companies. These sites offer quick cash advances with no credit checks and no collateral required. You just need to provide basic personal information and pay back the loan when it’s due.
It’s that simple, but make sure you are able to pay back the loan you choose quickly. Don’t settle for the repayment plan offered on the installment loans, as you will end up paying much more back than you want. By the way we do not get any money from any lenders on this list.
